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About ExcessFree

ExcessFree is a subsidiary of Right To Protect, who have over 14 years' experience in the general insurance market as sister company to Right to Health, the largest independent health insurance broker in the UK.

Why ExcessFree?

We are a leading online provider of excess insurance. Fully authorised and regulated by the Financial Conduct Authority, we only use "A" rated, FCA authorised insurers. Our key aim is to ensure that you get the right policy for your requirements and that your policies and premiums are completely safe.

Ideal cover and savings

Our policies provide a range of excess cover to suit your circumstances, ranging from £250 up to £2000. You’re not just covered for a single claim either. You can make multiple claims in the same insured period until your claim limit is exhausted.  By purchasing your excess cover direct from us you will be able to achieve maximum savings on your overall excess insurance requirements.

Security assured

For your security, the ExcessFree website uses the most advanced technology for Internet security available today. Implemented industry standard Secure Socket Layer (SSL) technology means that any information that you input or view on our site is protected via server authentication and data encryption. You can be assured that your data is safe and secure with us.

Company details

Right to Health Ltd t/a ExcessFree

Registered Address

98 Hornchurch Road
RM11 1JS

Registered Office Address

Crown House
Home Gardens
United Kingdom

Registered company number



Benefits for you

  • Peace of mind
  • Money back guarantee
  • Outstanding service
  • Protected by the FSCS Scheme


08000 753 999

to speak to our advisers

Opening hours:

Mon - Fri: 09:30-18:30