NO QUIBBLE EXCESS COVER GUARANTEED

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Buy now

To get your quote now, please choose the product you require and select the cover limit that best meets your needs from the drop down list.  Once you have chosen simply click "Buy Now".

If you have any questions please check out our FAQs. If you can't find what you're looking for, feel free to get in touch via our contact form.

Lifestyle excess insuranceHome, motor, travel, pet & health
from p/a
  • £83.96
  • £87.66
  • £99.99
  • £127.85
  • £143.88
  • £187.77
  • £231.66

Select cover Limit

per annum

Annual cost

    • Period of cover available annual (renewable)
    • Cover limit: £250 to £2,000
    • Multiple claims allowed
    • 14 day money back guarantee
Policy wording download
FAQs
Motor excess insurance
from p/a
  • £29.99
  • £35.99
  • £37.99
  • £42.99
  • £47.99
  • £66.99
  • £79.99

Select cover Limit

per annum

Annual cost

    • Period of cover available annual (renewable)
    • Cover limit: £250 to £2,000
    • Multiple claims allowed
    • 14 day money back guarantee
Policy wording download
FAQs
Home excess insurance
from p/a
  • £29.99
  • £31.99
  • £32.99
  • £39.99
  • £49.99
  • £64.99
  • £79.99

Select cover Limit

per annum

Annual cost

    • Period of cover available annual (renewable)
    • Cover limit: £250 to £2,000
    • Multiple claims allowed
    • 14 day money back guarantee
Policy wording download
FAQs
Motor, home and travel excess insurance
from p/a
  • £40.00
  • £45.00
  • £50.00
  • £60.00
  • £95.00
  • £120.00
  • £145.00

Select cover Limit

per annum

Annual cost

    • Period of cover available annual (renewable)
    • Cover limit: £250 to £2,000
    • Multiple claims allowed
    • 14 day money back guarantee
Policy wording download
FAQs

Benefits for you

Call:

08000 753 999

to speak to our advisers

Opening hours:

Mon - Fri: 09:30-18:30

What is lifestyle excess insurance?

Lifestyle excess insurance provides cover against the excess paid by you to your health, motor, household, travel and pet insurers just in case you have to make a claim against one of these insurance policies.  

How can I purchase this policy?

This can be done on-line using either a credit or debit card using your ExcessFree account.

How long does this policy last for?

You can buy this insurance policy for a term of 1 year, this is a renewable policy.

When can I buy this policy?

You are able to purchase this policy at any time.

Can I transfer my policy to another vehicle?

Yes, if you purchase a new primary vehicle during the cover period.

When and how do I receive my policy documents?

You will receive your policy documents once you have confirmed your payment, you will receive these via email.

When does cover commence?

Your cover will start after 14 days.

What is motor excess insurance?

This policy can pay your motor excess up to a grand total of £2000 following a non-fault accident, or accident where you are unable to recover your excess from a liable third party.

How can I purchase motor excess insurance?

This can be done on-line using either a credit or debit card using your ExcessFree account.

Is this a one off or annual payment?

All premiums are single one off payments. There are no facilities for monthly payments.

Do I still need motor insurance?

Yes motor insurance is a must; motor excess protect insurance is a supplementary product to your car insurance and is not there to replace it.

What is home excess insurance?

This policy can pay your home excess up to a total of £2000 following the successful settlement of your home insurance claim.

How can I purchase this insurance?

This can be done on-line using either a credit or debit card using your ExcessFree account.

How long can I buy this policy for?

You can buy this insurance policy for a term of 1 year, this is a renewable policy.

Can I transfer my policy to another house?

Yes, if you purchase a new primary home during the cover period.

Do I still need home insurance?

Yes, home insurance is a must; home excess insurance is a supplementary product to your home insurance and is not there to replace it.

When does my cover start?

Your cover begins after 14 days.

What is motor excess insurance?

This policy can pay your motor, home and travel excess up to a total of £2000 following the successful settlement of your motor, home or travel insurance claim.

How can I purchase this policy?

This can be done on-line using either a credit or debit card using your ExcessFree account.

Do I still need motor, home and travel insurance?

Yes, all of these are still an essential. Motor, home and travel excess protect insurance is a supplementary product to your insurance and is not there to replace it.

Does this 3-in-1 policy cover everything I may need?

Although this policy offers great value, it does not cover you for health and pet insurance. To be covered for all excess eventualities we recommend that you take out a lifestyle excess insurance policy to ensure complete peace of mind.