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What you will get

Besides being a UK based FCA registered company, there are a multitude of reasons to make ExcessFree your preferred choice for all your excess insurance needs. Here are just a few examples:

Varying degrees of cover available

Select from our range of cover levels to suit your needs. Cover levels range from a minimum of £250 to a maximum level of £2000.

Multiple claims

You are allowed to make multiple claims on each of your policies up to your claim limit.

Peace of mind

Be safe in the knowledge that in the event of a claim, your excess payments will be refunded.

Money back guarantee

There is a 14 day money back guarantee on all our policies.

Compensation scheme protected

Peace of mind comes as standard, as all policies are covered by the FSCS (Financial Services Compensation Scheme).

What our clients say...

  • "Cover £2,000 of your motor excess for £79.99 per year. It's an absolutely fantastic service from ExcessFree."
    Laura O'Neil - Stratford, London
  • "From as little as £29.99 a year you can cover up to £2000 on your home excess. Outstanding value."
    Joshua Wood - Westcotes, Leicester
  • "Motor, home and travel excess insurance, all for an affordable price! Excellent offer from ExcessFree."
    Sarah Barlow - Duddeston, Birmingham
  • “Good value for money, let’s hope I don’t have to claim.”
    Samuel Morgan - Heswall, Liverpool
  • “Very impressed, simple to setup and the cover level is one of the best I’ve found.”
    Marcus Lowe - Carlton, Nottingham
  • “Quick, smooth and responsive customer service when I needed to contact them regarding my claim. Highly recommended”
    Jilly Cross - Nursling, Southampton
  • "Become Excess Free and save money"
    Sir Stirling Moss

Benefits for you

  • Peace of mind
  • Money back guarantee
  • Outstanding service
  • Protected by the FSCS Scheme


08000 753 999

to speak to our advisers

Opening hours:

Mon - Fri: 09:30-18:30