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Why ExcessFree?

As part of Right to Health Ltd, we are a leading online provider of excess insurance. Fully authorised and regulated by the Financial Conduct Authority, we only use "A" rated, FCA authorised insurers. This means that you can be assured that both your policy and your premium are safe.

Our policies provide Excess cover to suit your requirements, ranging from £250 up to £2000. You can make multiple claims in the same insured period until you reach your claim limit. 

Our site is secure, using the most advanced technology for Internet security available today. The industry standard Secure Socket Layer (SSL) technology, implemented on our site, means your information is protected using both server authentication and data encryption.

The main reasons for choosing ExcessFree

So, in summary, here are the main reasons why you should choose ExcessFree as your provider of excess insurance:

  • We are a leading provider of excess insurance
  • Fully authorised and regulated by the FCA (Financial Conduct Authority)
  • Cover ranges from £250 to £2000
  • Multiple claims are allowed up to max limit
  • Data safe - Fully secure site (using SSL encryption and authentication)

Why not take a look at our full range of excess policies today

What our clients say...

  • "Cover £2,000 of your motor excess for £79.99 per year. It's an absolutely fantastic service from ExcessFree."
    Laura O'Neil - Stratford, London
  • "From as little as £29.99 a year you can cover up to £2000 on your home excess. Outstanding value."
    Joshua Wood - Westcotes, Leicester
  • "Motor, home and travel excess insurance, all for an affordable price! Excellent offer from ExcessFree."
    Sarah Barlow - Duddeston, Birmingham
  • “Good value for money, let’s hope I don’t have to claim.”
    Samuel Morgan - Heswall, Liverpool
  • “Very impressed, simple to setup and the cover level is one of the best I’ve found.”
    Marcus Lowe - Carlton, Nottingham
  • “Quick, smooth and responsive customer service when I needed to contact them regarding my claim. Highly recommended”
    Jilly Cross - Nursling, Southampton
  • "Become Excess Free and save money"
    Sir Stirling Moss

Benefits for you

  • Peace of mind
  • Money back guarantee
  • Outstanding service
  • Protected by the FSCS Scheme


08000 753 999

to speak to our advisers

Opening hours:

Mon - Fri: 09:30-18:30